Insurance on an Alcoholic

Posted in Life Insurance Rules over 2 years ago, 1 reply

My ex-fiance' is killing himself with alcohol. I was wondering if I could take a life insurance policy out on him? I know, that sounds sick, but he doesn't even care.
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Here's the deal.....

The alcoholism (diagnosed or not) should be reported on the app, as well as any other health conditions (those attributed and those NOT attributed to alcoholism).

I do not know how they will rate the policy. If he is really killing himself, it will show on his medical examination, and he won't be insurable.

Depends on the company.....I can guarentee you, however, you will want a permanent policy if you are looking to get paid.

On the other hand, try to get him help/intervention.

That's the best way to approach this.....
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