Can someone take out a life insurance policy on you without you knowing?

Thanks for the information.if there are any policy cancel them if I'm not paying on it.

get a life dickhead, you are an idiot

Tyson Bowman YOU are the IDIOT.. go back to playing with yourself you little pervert.

Well, my God-daughter's brother doesn't have his own dwelling, comes to stay with her from time to time, and his NO health or life insurance, so why can't she take out insurance on him in case something happens to him??

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My grandmother is a victim of Idenity theft she knows she has had a life insurance plan in which my grandfather took out on him and her years b4 his death.. We called about 3 months ago to have benificiar forms to be sent to us they told us that the insurance was for 150,000 well we called them about 3 weeks ago they have. Ot recieved ne of the forms and are now telling us they only have a 20,000 dollar policy. Is there ne way of finding out where the insurance went? And I she has ne more in her name her memory isn't the best

hello lisa, did you ever get a contact info number that would get information on wether, or not anyone has taken out an insurance policy on you. if you can find out please let everyone know how you found this information. Preventative measure to that would be to change your name, and birthdate to the policy of your choosing +your social security number would have to be changed before your death that. I would think might void all other possibilities.Alternative would be to move to a foreighn country," and do all of that" people might be better off doing just that.

LISA: I would follow up with the people on the documentation where you found your name. Seems suspicious to me too...

I am truly sorry for everyone's concerns but can't you people learn to put together a little inquiry without all the spelling errors? I thought all of us "dumb people" lived in the south!

You do not know some families. My exhusbands family lived on insurance policies forged his name for everything even flowers I had to pay, and my sister is making a living sueing people she works a few months for. Sad to say you the world is full of this kind of thing.
If you would like to research just one name see what Elizabeth Norma Payne had as to life insurance and she signed with dementia many insurance policies for anyone.

I have to agree with the person on Feb 2010, you do not know most families. My grandmother for example took out two life insurance policies on her now deceassed children. They were killed young. She is not a very likeable/ nice old lady. This evening I just found out she has a policy out on me. I am not happy about that at ALL! When I asked her to remove my name from her "hit list" she refused and said she would put more money on it! Also, she was very irate that my mother told me, and said she should have keep her mouth shut.

It happened to me on a couple of occasions.

I think I may be related Feb 6,2010 and April 24,2010. I have cousins and aunts who have policies on other family members without their knowledge. my father and brother to name a few. I always wondered how they were able to take out policies without my father and brother's knowledge. until I started seeing ads for life insurance with no physical necessary then I guess all you need is a little personal information, fill out the forms name themselves as beneficiaries, done deal.

There should be law against it.

Voluntary benefit companies allow an employee to take out term insurance on spouse without spouses signature up to a certain death benefit, usually no more than $50000 coverage

Then i would like to know why Companies can take out policies
on their employees? That is crazy... they can do it and we can't get one on them?

my child great gmother took out a policy. Afterwards i was told about it and she said her grandson (my childs father) and I were the benificiaries,she dosen't have any of my info,so that's impossible and I would rather my child benifit if her father passes rather than him if she does ,they are very about $ .I do realize she did it so my child could borrow yrs from now but she's 4 and the policy holder is really old ,who will pay for the policy if the great gmother passes,as for if something happened to her father my child could recieve the $ @ 18 instead of him getting $ for her if god forbid something happened I never authorized anything and don't approve of this policy and want it cancelled any help would be great.

Thanks for the info. One question: what is the max benefit on the spouse that he can get, with out the spouses consent or knowledge?

I know Walmart takes out life insurance policies on their biggest pay out employees, young female employees. it is very disgusting. saw it in a Michael Moore film, "Capitalism a Love Story" very eye opening film every american should see it.

you are wrong, dickhead

Type your reply here. Where can you find out if some one to out a policy or has on ???

Any info on how or where to look to see if policy has been taken out on someone? I would be very interested to find out! Thank you for any help you can give.

One key element everyone is missing. IF you had a vested relationship (spouse, children, parents) then you CAN take out a policy as an OWNER on another person - and it is UPTO the insurance company as to if they require a physical. NOT all companies require the insureds permission, as long as that relationship is proven. The owner is the only one that can make changes to the policy - including beneficeries. AND Divorce, estrangement, etc is not reason for cancellation of a policy that was in place when the relationship existed.
Im a licensed agent. MOST people are not vendictive about it but in the event of death, there are also stipulations for payout. Suspicous death, suicide w/in 2 yrs, death from a pre-existing (disclosed or not) can "kill" the policy...and if so, some policies will refund paid premiums (after any written pentalty is subtracted).

Hi,

My sister is in the same situation that you described. What happened with your circumstances? Were you able to get your name removed? If so, how?

I know that it has been a couple of years but I just saw this.

John

I am reading this for the first time so excuse the late pose. I am in serious trouble. I have been disabled for 11 years after I was attacked. I am confined to bed most of the time. It is my spine. And it can't be treated except by another operation-maybe. I can barely walk from the bedroom to the kitchen and my husband constantly tells me he signed no contract to take care of me. I never eat because he only buys what he likes. He's tossed all my things from three rooms into boxes and stacked them in the living room and two more rooms with these and said " it's your shit, go through it". The I hope you die, why don't you kill yourself, I hope you starve to death. I'm not your slave. You're a lazy piece of//////.
I can't divorce him, all I have are disability benefits and I already pay all medical bills and RX plus ANYTHING personal even if it is a food I ask for or for my shower to be fixed so I can bathe.
The topper was when he refused to sign LI policy with me as beneficiary and I would pay the premiums. He refused, saying he would make sure I never benefitted from his death in any way and he had made sure all his accounts were locked up tight so that the house would be foreclosed on and I'd be on the streets pushing a cart. And that's the nice part.

Every piece of furniture in here is either a family heirloom or furniture, bedding, linens, china, all my own clothes and most of his. They all belong to me personally. I have been quietly filling boxes with my prized possessions for and future estate sale to be held outside the house. I have one child who wants nothing and no other family and his is certainly not getting any of it. It is the only way I can think of to raise money and stash it away so I can someday get away from him but with my severe disability it is so hard especially when someone is purposely throwing out or taking your things to the attic or sticking them in a garage - always my things. So, should I die on the streets? Or should I be protected from a man who has been verbally and physically abusing me for years and laughs at my inability to do things?

What company do you work for and what insurance company is it?

Lisa, I'm so sorry to hear of your health going south due to marrying the wrong man.....I have too been married to someone with who is shady to say the least. Recently I found out that the land we're on and purchased 10 yrs into the marriage, has his two daughters on it as joint tenants with survivorship rights. Mine is no where to be found. We've been married just months shy of 19 yrs.
Stupidly I went back to him after leaving him on a couple of occasions, even though being screwed over more than once. He grew up very different with a bad and unhappy childhood, never had anything. I told him I'd never take from him, but now I'm pissed. I've asked over and over if he wanted a divorce and everytime the answer was no. Yeah, cheaper to keep her I guess. But i do get confused because he has a very bad opiate addiction. So its' up and down. My health is not so great, could be worse but mentally and emotionally I'm a wreck again, sorry so long, but my reason actually for writing here is my concern over this life insurance policy thing. He has a really shady stepsister who has policies out on people. She's a hustler and has mentioned a few years ago about getting life insurance in the same type way is being referred to on this forum. Now I'm thinking this is real too. So I have two big issues I need to deal with and no idea where or how to figure it all out.
I wish you and everyone else here the very best. I will say a prayer for us all, and will continue to seek out any and all information on here, and hopefully get the hell out without too much damage. Good luck, Lisa.

I agree with you rosy, life insurance should be outlaw, only be allowed to cover debt, that way no one benefits, that would stop the greedy people. Mankind will dominate man to his own injury.--how true those words are.

Lisa, we have two things in common. I live in Orlando, Florida and my mom too died under suspicious circumstances. If you want to talk. Email me [email protected] God Bless My name is Dori

Lisa, we have two things in common. I live in Orlando, Florida and my mom too died under suspicious circumstances. If you want to talk. Email me [email protected] God Bless My name is Dori

These posts are freaking me out. I just wanted to know if our bank (who made my husband extend his mortgage by 11 yrs just 2 years before it's satisfaction) can take out a Life insurance policy against him without his knowledge after his policy lapsed. He's 60 now, and we'll be paying until 2021! I can't imagine any company would offer coverage without a physical. I had cancer 8 years ago and have no coverage at all. Banks and Insurance Companies need stricter regulation.....they seem to be a bunch of crooks.

Hi, maybe this will help. Go to Minnesota.gov and go to their "laws" site. Look up insurance laws/regulations. Arm yourself with legal knowledge. Then call the US government agency that regulates insurance. Report fraud. It won't be easy but you can do it in less than a day, depending on how much you want to read. YOU NEED THAT PHONE NUMBER IN WASHINGTON>it is the only way to get the correct and eliminate what has happened to you.

I had to do it myself but in a different state or could give you the info myself. Take care of this now. This person knows your SS#!
good luck and God bless.

People been Doing this since forever , just no one noticed, only after the person dies then someone can help, why can't we prevent something befor death , no website or phone number, I suspect something with my mother and I would like to look into it but don't know where to start

People been Doing this since forever , just no one noticed, only after the person dies then someone can help, why can't we prevent something befor death , no website or phone number, I suspect something with my mother and I would like to look into it but don't know where to start