If the beneficiaries have to pay the balance, then why does one need ins. to begin with. It would be more beneficial to save $32.00/month in the event of the death, rather than have them pay another bill(the balance) and burden the children.
Maybe I am missing something, but if this is the case, doesn't pay to have any kind of life ins. at age 74. Your thoughts please and no sales pitch please. Just answers.
Thank you and God Bless you during this Holy Lenten Season.
submitted by PC in Florida