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Accidental death insurance

Posted in Life Insurance Questions over 3 years ago, 2 replies

What is the difference between accidental death insurance vs. term or whole life insurance? What kind of person is an accidental death insurance policy right for instead of a plain term/whole policy?
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submitted by Matthew S. in Marin County
Accidental death insurance will ONLY pay a death benefit due to any type of accidental death. Accidental death insurance will not pay a benefit if the death was related to any natural cause (heart attack or cancer etc.) Term and whole life insurance will pay a death benefit for any type death, natural or accidental. I believe all people should purchase either term or whole life insurance and only purchase accidental death as an supplement.
Photo of Ronald Belham.
submitted by Ronald Belham in Philly @ August 12, 2008 - 03:27 PM
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That's really thinking out of the box. Thnaks!
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submitted by Suzy in Suzy @ April 30, 2011 - 04:33 AM
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