How will my disability affect the approval of my life insurance policy, are there any riders I should consider since I am disabled?
submitted by Trevion in Lincoln
I think a lot depends on the type of disability you have. Many people in your situation just assume that they may not qualify for affordable life insurance. But the truth is that unless you have a life threatening disability, you may be eligible for get good rates on a traditional life insurance policy.
I would suggest you focus on companies that specialize in providing life insurance to people like you. If nothing works, you can consider the possibility of getting guaranteed issue life insurance. As for riders, choose them carefully because they will cost you extra.
Denise
submitted by Denise in Wheeling, US
@ May 05, 2011 - 05:25 AM
I think a lot depends on the type of disability you have. Many people in your situation just assume that they may not qualify for affordable life insurance. But the truth is that unless you have a life threatening disability, you may be eligible for get good rates on a traditional life insurance policy.
I would suggest you focus on companies that specialize in providing life insurance to people like you. If nothing works, you can consider the possibility of getting guaranteed issue life insurance. As for riders, choose them carefully because they will cost you extra.
Denise