I belong to AARP. I have renters insurance with them.I had asked for some info on their life insurance. It is term life.I am on a very fixed income, and the offer sounds ok. For $10.46 a month I can receive a $10,000 plan.It goes up every 5 years.52, the $10.46/55-59 $14.38/60-64 $20.44/65-69 $27.38/70-74 $39.83. Protection to age 80. At that time or before, it has a Guaranteed exchange privilege, where ...I'm just confused. I truly do not see myself living until 80. JUST WONDERING WHAT YOUR THOUGHTS ARE.