table 4 life insurance rating

Posted in Whole Life Insurance over 3 years ago, 1 reply

what makes u get a table 4 rating
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For us, ratings are used when a proposed insured has a medical situation that warrants a sub-standard health situation.

Diabetes, cancer, AIDS, lupus, obesity, heart conditions, etc.

(some of those probably don't even get a rating, they just get declined for insurance)

This website is helpful:

http://www.legacylifegroup.com/life-insurance-ratings-explained.php
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